Financing

M&M Heating & Cooling offers financing with approved credit on new residential installations. The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. with approved credit. Apply for the Wells Fargo Home Projects credit card by selecting the button Apply Today.

-Financing Disclaimer:
Please note that financing applications must be submitted at least 2-3 days prior to installation. When submitting your application through the Wells Fargo website, a base interest rate of 28.99% will be displayed.

That is not your final rate

The specific terms of your financing, including the length and interest rate, will be determined in consultation with your sales representative at the time of your estimate and proposal. Upon completion of your installation, you will receive an authorization that details your final terms.

Frozen Credit Disclaimer: If you have frozen your credit, please unfreeze prior to applying for financing. If you submit an application for financing with frozen credit, you will need to call Wells Fargo directly to resubmit your application. Applying again through our link will not work, it will only resubmit the pre-unfrozen application.

-A Note to Our Customers: As of February 9th, 2024 we are no longer accepting financing through the Synchrony Home Improvement program. If you are interested in financing your new heating and cooling system, please click the Apply Now button and submit your application. Thank you!